Identity theft is a crime that often has long lasting consequences for its victims. Victims of identity theft are often harassed by debt collectors, get sued on debts, and suffer tremendous damage to their credit report. All of these can be physically, emotionally, and financially devastating.
Companies often refuse to acknowledge when identity theft takes place. This is because the criminal cannot be held accountable, and the company does not want to bear the loss. As a result, many companies do not do a reasonable investigation into the matter, and they come to the conclusion that the victim owes the debt. To further their efforts to avoid the losses from identity theft, businesses may continue to report a fraudulent account on your credit report, hoping the bad credit rating will pressure you into paying a debt that is not yours. These tactics are not legal, but don't count on the company to help you.
Our knowledge of the credit reporting laws, debt collection laws, and Texas statutes written specifically to help victims of identity theft can help you clear your name, stop collection efforts, and clean up your credit report. There may be a retainer required for this type of work, but we will also review your situation to see if collection or reporting violations occurred. If so, we may be able to recover all of your legal fees, expenses, and obtain other compensation for you.